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The Tap on the Shoulder

Submitted by Brookhaven Wealth Management on April 9th, 2018

Did you feel it?  You know, that proverbial tap on the shoulder the past 2 months.  Yes, of course, I’m speaking of the spike in volatility of the stock market recently, compared to the extremely and abnormally calm, easy gains the market delivered last year to investors.

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Do Spouses Need the Same Amount of Life Insurance?

Submitted by Brookhaven Wealth Management on February 8th, 2018

Pat and Kelly, new parents, made a couple monthly budget adjustments upon the arrival of their first child. First, due to the added cost of day care and dependent health insurance, they decreased the amount they were saving for a house. And second, they agreed to review their life insurance needs.

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Renting Your Home? Why Renter’s Insurance is a Must

Submitted by Brookhaven Wealth Management on January 9th, 2018

A tight housing market is leading many young adults to postpone purchasing a home, choosing instead to go the rental route. Many simply don’t want to be encumbered with a mortgage and all of the responsibilities that go with home ownership.

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Financial Planning for Young Professionals

Submitted by Brookhaven Wealth Management on December 4th, 2017

You’re 25 and feeling alive. You’re settling into life after university, paying off your debts and slowly figuring how to “adult”. But with the responsibility of bills, rent, and even keeping up social appearances, prioritizing financial planning is something far too often pushed to the side.

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How Political Climates Affect the Financial Market

Submitted by Brookhaven Wealth Management on July 3rd, 2017

If you’re a fan of political dramas on televisions, you’ll know that the turbulent world of politics has an effect on the global financial markets. But what about in real life? How much does art - if you can call shows like Scandal, Veep, and House of Cards art - imitate life, and vice versa?

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What might one of Buffett’s favorite stock market valuation indicators tell us about a margin of safety and diversification?

Submitted by Brookhaven Wealth Management on June 21st, 2017

The US stock market has been on a relentless tear barely registering just a couple of small double-digit declines in the last 8 years.  But where has this left us in terms of valuation on US stocks and why does it matter long term?  Well, historically we know valuations do matter in the long-term (7-12 years or more), not necessarily in the short-term (1-3 years).  Short term, ma

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Financial Planning with Life Insurance

Submitted by Brookhaven Wealth Management on May 1st, 2017

Many people are familiar with the basic concepts of life insurance and understand that some level of protection is a necessary part of modern financial life.  The question of what life insurance can actually accomplish, when considered as part of an overall financial plan, is more involved and worth a closer look.

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How to Protect Your Finances While Traveling On Vacation

Submitted by Brookhaven Wealth Management on April 24th, 2017

Vacation season is almost upon us and, for many Americans who haven’t traveled abroad in several years, their vacations have been years in planning. However, even the best laid plans can quickly come unraveled if you don’t take some extra measures to ensure that your finances are protected before you leave on your trip.

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Paws and Effect - The annual cost of pet ownership and how to reduce costs

Submitted by Brookhaven Wealth Management on April 17th, 2017

There’s a good reason there’s an estimated 74 to 96 million owned cats and 70 to 80 million dogs in the U.S. With wagging tails, slobbery kisses, and little whiskers that make for adorable Instagrams, pets give us that warm, cuddly feeling inside. They are part of our families and some of our best friends.

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Beneficiary Benefits—Keeping Designees Updated Matters Big Time

Submitted by Brookhaven Wealth Management on April 11th, 2017

The term beneficiary crops up every now and again. Usually you’ll see it on an insurance form or hear about it in relation to a will, but despite the nonchalance we toss the term around with, beneficiaries are incredibly important. Let’s break down the details on how and why beneficiaries matter.

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Chris Cosenza CFP®, AIF®  is an Investment Advisory Representative offering Securities and Advisory Services through UNITED PLANNERS FINANCIAL SERVICES, Member FINRA/SIPC.  Brookhaven Wealth Management and United Planners are independent companies. United Planners Investment Advisory Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL, GA, MD, ME, NC, NJ, NY, SC, TN, TX.  He is also licensed for insurance business in FL, GA, MA, NC, NJ, NY, SC, TN, TX.
 
 
A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately which can be achieved in 24-72 hours in most cases. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

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