Disability Insurance
Submitted by Brookhaven Wealth Management on June 6th, 2019
Did you know that most causes of disability are from illness, not accidents? and rarely is coverage through work enough? Group Disability benefits while often free, paid for by your employer, are taxable once you go on claim. Also, they're not always the same from employer to employer. Personal coverage acquired by you pays benefits that are tax free if you ever go on claim.
The earlier in life you can work with an advisor to evaluate your long term disability needs for a variety of life scenarios the more informed a decision you'll be able to make for your situation as part of your financial plan. Risks for a disability event are higher than a premature death, yet too often people wait until after they've had a family and are older to consider it. We can shop around among the top disability companies and help you make a choice that's right for you. Acquiring coverage while you're younger and healthier is always a smart option. If you'd like an evaluation or needs analysis don't hesitate to schedule a time to talk or meet through our online calendar below.